tag:blogger.com,1999:blog-6959918163454225829.post2777732799232781438..comments2024-03-28T19:30:08.871-04:00Comments on Blue House Journal: Mini Boot Camp Crash Courseterricheneyhttp://www.blogger.com/profile/06865436021565986224noreply@blogger.comBlogger6125tag:blogger.com,1999:blog-6959918163454225829.post-28496615341381115252016-12-20T19:39:10.173-05:002016-12-20T19:39:10.173-05:00Debby in KS-We love those simple kinds of trips, t...Debby in KS-We love those simple kinds of trips, too. There is much to see in our beautiful country and we figure it is just a road trip away!Lanahttps://www.blogger.com/profile/09380649410508372279noreply@blogger.comtag:blogger.com,1999:blog-6959918163454225829.post-75422201277934755522016-12-20T19:30:12.989-05:002016-12-20T19:30:12.989-05:00As someone else mentioned, some of the gift card d...As someone else mentioned, some of the gift card deals charge a fee. We bought a v**a card many years ago. I had to pay the $4.95 fee, plus they wanted my SS number. That wasn't going to happen. I sent it to my (Desperately) broke sister and she used it.<br />Have a fabulous holiday!Debbie in the U.P.noreply@blogger.comtag:blogger.com,1999:blog-6959918163454225829.post-31276982256187832652016-12-20T08:01:08.468-05:002016-12-20T08:01:08.468-05:00We're considering a one year spending freeze h...We're considering a one year spending freeze here on all optional purchases.... We have a few extra bills and it's making things entirely too tight and stressful. We also have a big anniversary coming in a couple of years and we figure we can start saving up to do something special. We're simple...we're both wanting to see Mt. Rushmore lol.Debby in KShttps://www.blogger.com/profile/10678580135625880717noreply@blogger.comtag:blogger.com,1999:blog-6959918163454225829.post-91003536239836280162016-12-19T19:12:38.613-05:002016-12-19T19:12:38.613-05:00Lots of good ideas. I like that your ideas are pr...Lots of good ideas. I like that your ideas are practical, realistic, and useful. The discounted gift cards at our Publix have a $4.95 activation fee. Still a good savings, but just not quite as much. Yours may be different, but I mentioned it because you might want to check. I don't usually comment, but I really enjoy reading your blog. Christine<br />christinehttps://www.blogger.com/profile/11129856573164636243noreply@blogger.comtag:blogger.com,1999:blog-6959918163454225829.post-17444160008088419312016-12-19T15:26:30.109-05:002016-12-19T15:26:30.109-05:00A wise person told us very early in our marriage t...A wise person told us very early in our marriage to pay ourselves first at every pay check. In other words put money in savings first. It is easy now that it is automatically deposited elsewhere but 36 years ago it took discipline. It served us well to develop that habit with our money even though the amounts were small back then.<br /><br />I have a hard time getting the $50 at Publix for gas cards but I buy them at Bi-Lo when they have triple fuel perks. We use gift cards for all gas purchases. We also buy other gift cards that we know we will use. I can typically buy gas for at least 80 cents off a gallon about every third fill up.<br /><br />Our credit card, Citibank Double Cash Back, has netted us about $400 back this year. We run every purchase through it. I posted in the comments some time back about how we have that set up so that there is no hardship in paying in full each month. It is all written out of the budget and the check book balance at the time it is charged. It helps to have a daughter who is an accountant! Buying gift cards with the credit card pays us in rewards twice.<br /><br />We are getting a Lidl grocery store in the spring. It is another German discount grocer like Aldi. I am excited to see what they have to offer and the prices. The store that is being built is at least twice the size of an Aldi. <br /><br />Hubby made a comment recently that the clothing budget was there to be spent and not just to grow the balance. I have surely spent these last few months!<br /><br />Looks like you are on track for a good start to the new year!Lanahttps://www.blogger.com/profile/09380649410508372279noreply@blogger.comtag:blogger.com,1999:blog-6959918163454225829.post-47200760390191515322016-12-19T15:02:53.843-05:002016-12-19T15:02:53.843-05:00It is ironic that you would post this today, as I ...It is ironic that you would post this today, as I am preparing to do the exact same thing. My husband and I do a spending freeze ( only spending what is absolutley necessary) in January and then again later in the year. As I was wrapping up the "books" for this month, I began to work on my plan for 2017, and decided to go "hardcore" Frugal next month---as opposed to my everyday frugality the rest of the time! lol Thanks for the encouragement! I get so much inspiration from your blog. :)Anonymoushttps://www.blogger.com/profile/02792382577020576576noreply@blogger.com