tag:blogger.com,1999:blog-6959918163454225829.post3598617629951376643..comments2024-03-28T15:22:23.142-04:00Comments on Blue House Journal: Balance in a Teeter Totter Worldterricheneyhttp://www.blogger.com/profile/06865436021565986224noreply@blogger.comBlogger5125tag:blogger.com,1999:blog-6959918163454225829.post-40581653596554418632016-08-18T19:06:11.666-04:002016-08-18T19:06:11.666-04:00I understand what you are saying, Terri, and I so ...I understand what you are saying, Terri, and I so agree. Money is nice but it isn't everything. I could get a job and earn more money but I love being home. If I'm careful with what we have, it's enough. Smile<br /><br />We used to have a debit card but after just a few weeks I gave it back to the bank. I didn't like it. I'll take an old fashioned checkbook. I guess to each his own. Figure out what works for you and go with it. PamAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-6959918163454225829.post-55595745562859843972016-08-18T18:45:16.170-04:002016-08-18T18:45:16.170-04:00Sarah, I don't remember the amount but there i...Sarah, I don't remember the amount but there is a limit to bank withdrawals here now, too. I think it has been kept pretty quiet so that there is not upset about it. Once we knew that we have made a point to have some significant cash on hand. Also, if the power grid were to go down there will be no electronic banking and only those with cash will be able to buy anything. Sadly when the stock market crashed several years ago a friend of my parents took his own life because he lost so much. Living in fear will not benefit us. We just have to be sensible.Lanahttps://www.blogger.com/profile/09380649410508372279noreply@blogger.comtag:blogger.com,1999:blog-6959918163454225829.post-61235504803540925832016-08-18T18:34:30.809-04:002016-08-18T18:34:30.809-04:00I was wondering if this lady on the blog had perha...I was wondering if this lady on the blog had perhaps once had her funds stolen out of her account and is now extra worried it might happen again. I also heard some banks charge you for even checking on our balance if you do it more than so many times a month...or if you take out money at the bank or at a machine over so many times a month. Years back our bank made a big thing of offering children savings accounts. It was a big promotion. They did not charge them for having a low balance. It was a kids account and they understood it would not add up to too much or grow too fast. Then a couple years later they did charge and some accounts then went to 0. They also then added more charges because the account was still open. Now they charge for everything and if you don't have tons of $ at their bank you are charged even more. Plus restricting your access to services. Even our friend who does have tons of money in the bank pays on things they used to get free and higher fees for those they did still have to pay. Everyone is getting rich but us! :) Then they got a notice that very soon they will be restricted as to how much $ they can pull out of an IRA at one time. So they cannot just close the whole thing out even if they did not care about what money they lost doing it they couldn't. Whose money is it?? I wonder if this is because they are trying to protect the stock market if something happened all of a sudden?<br />Yes you have to try to have enough money saved for your retirement. Yet you also need to use some of it making memories so later in life you have those memories too to smile over. You need to strive ahead yet lay back and relax some too. Also I wonder what people will do if they have amassed a Lot of money then something in our economy happens and they loose most of it. Maybe it would have been better to spend some of that. A few years before they retired my parents saved ahead and redid their roof and sprinkler systems, windows heater or whatever would break down in the next 20 years during their retirement. Anything that was a old got a looking over and redone. Then they relaxed knowing most of that was done and those huge expenses would hopefully not come due on their now limited income. If they would have just saved that money what if something happened and they lost it and then could not get these essential things replaced? It was a wake up call when we heard this. It made sense. <br />We have all gone through a recession and stock market down turn. It takes years for things to hopefully right itself. Many of us don't have years to wait.<br />I have heard some European countries no longer give Any interest $ for deposit accounts at the bank. They charge a monthly fee instead. A negative interest. Bloggers over there are saying many now do not deposit their money but keep it at home. They are also worried that something may happen like it did in Greece where banks closed and you could only get a small amount out of the ATM each day. Remember Greece and Spain were socialist countries that taxed their people highly for all the social services the government gave out. After a while they could not keep up with it all. Sound familiar?<br />All we can do is the best we can and study and pray for guidance. That has always been true. Add to that helping each other as we go through life. It is certainly not all about us. it is about Him and He is there always. I think I will go out now and water my money tree. LOL SarahAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-6959918163454225829.post-6132517341910697282016-08-18T18:04:56.627-04:002016-08-18T18:04:56.627-04:00I also check our account online once a day. Just l...I also check our account online once a day. Just last week I caught a $3,000 error. We had taken our dog and two cats to the vet and the bill was $325. When they ran our card she accidentally charged us $3,250. Neither of us noticed it at the time but I did the next morning. Luckily they refunded us the amount immediately but it took 3 business days to show up in our account. If I hadn't checked it that morning and just waited for the statement it would of been 3 weeks later.Anonymoushttps://www.blogger.com/profile/08884229164890315696noreply@blogger.comtag:blogger.com,1999:blog-6959918163454225829.post-52928951177915552422016-08-18T17:10:25.815-04:002016-08-18T17:10:25.815-04:00I get everything you are saying here but if you ha...I get everything you are saying here but if you have a debit card you need to check your bank balance daily. Last summer we had our account cleaned out by someone who got my debit card number. It took them about 3 days to do it and we could have caught it if we had not been on vacation and out of touch. Now my husband gets a text alerting him to anything more than $100 that comes out of our account. This whole thing was a huge headache and the money was not restored to us for 60 days. It just happened to be a time when we had an extra large amount in our checking account and they left us $183. We no longer have a debit card. The employee at the bank who handled our case said they are safe to use NO WHERE. BTW they did get the guy. He actually paid off some small loans with my debit card number. Real smart, right?Lanahttps://www.blogger.com/profile/09380649410508372279noreply@blogger.com