Sunday, June 30, 2013
June 22: I noted that CVS had sodas on sale this past week. Today was the last day to take advantage of what was a very good sale. 3 12-packs for $11 with a $3 ECB rewards. I had $4 in ECBs, and a FREE 12-pack coupon from MyCokeRewards. My final total was $3.34, I received my ECB rewards of $3. That made the soda $.34. I'm waiting on a sale on hair color to use the ECB I received. Immediate savings: $8 with $3ECB for future savings.(used the ECB so am counting that in as savings as well)
Saturday, June 29, 2013
Isaiah 6:8: Then I heard the voice of the Lord saying, "Whom shall I send? And who will go for us?"
Several years ago I attended a small community church with a varied group of people from different backgrounds. There was one young man who was obviously mentally challenged. Many found him a bit bothersome. He was awkward and had a hard time expressing himself. He lacked the ability to tell when he'd crossed the line in conversation or action. It made people very uncomfortable to be around him at times. Yes, even the best of the Christians in that church, and those who struggled daily as Christians just couldn't quite figure out how J fit in...
Wednesday, June 26, 2013
A couple of years ago a young woman turned to me in line at the grocery, sighed deeply and explained that she was trying to trim her grocery budget. "It's so hard!" she said. I sympathized. "And why is it," she went on to ask, " that when we need to find room in our budget we always start with groceries?" I think most of us will focus our attentions on utilities, food, and any areas we consider purely optional (entertainment, clothing, etc) simply because those are the areas where our expenses can be controlled easily. Often the car payment and mortgage, insurance rates are pretty much set by the company that holds the deeds, but groceries? That is strictly on us and we all know it.
Remember that old nursery rhyme, "This little piggy went to market..."? Actually I'd forgotten it until this past weekend, when my granddaughter began to play with my toes and speak in her sweet little sing-song way. I realized that she was doing 'This Little Piggy' when she repeated her motions a couple of times. I was thinking about that incident and realized there's more wisdom in that little rhyme than I've given thought to before now. This week let's focus on the little piggy that went to market.
Monday, June 24, 2013
Sunday, June 23, 2013
Friday, June 21, 2013
June 16: Had breakfast at the hotel FREE saving $12.
Carried the milk with me to my son's home and took advantage of his fridge. When we left that evening I took only as much milk as I wanted for my before bedtime drink. I left the rest with them. No need of wasting it when the babies will drink it right up.
Won't you come in for coffee? I've got sticky buns on the counter. John's been wanting those for some time now and I finally found a recipe that had only ingredients I had on hand. I put an extra pan in the freezer since this recipe made a dozen and a half. I just didn't think I needed that much temptation about, lol.
This week seems to have just flown past! We left home last Saturday morning for synagogue and from there we went to visit the grandchildren. It was a lovely weekend and we enjoyed it thoroughly. We arrived much earlier than we'd planned. We were debating texting the kids and telling them we were in town 'early' (they thought we were coming in Sunday morning) when they texted us asking where were we...seems they'd been debating how we'd manage to arrive so very early Sunday morning given the length of the car trip and they were taking bets about where we'd be spending the night, lol. Of course, we went over and visited with them for a bit. The babies (hardly baby-ish any more) kept their distance and watched us, but Daniel was more than ready for a visit with us.
Wednesday, June 19, 2013
When we first were married and trying to keep the household running, we used credit cards for various reasons. We had thousands of dollars in charges on our cards, and not all of them wise choices. A meal out with friends here, a charge at a store there for items I might well have lived without, etc. I soon began to see the foolishness of many of those charges and stopped making them. If dinner out with friends meant using a credit card, we invited them over for a pot of homemade chili instead. Gradually we paid down the balances on all but one card. We'd pay it down but soon it was slipping back up. That credit card worked as a pseudo emergency fund for those bigger expenses we couldn't quite cover ourselves like medical costs not covered by insurance, car repairs, etc.
Monday, June 17, 2013
I feel like such a smarty pants. I had two sirloin tip roasts in the freezer. I'm running low on beef but I also don't really care for a heavy roast dinner in the summer months and this is not a rump or round roast that slices nicely once cooked...Unless it is cut into steaks before cooking. So I did so yesterday, cutting two steaks and cutting the rest into cubes for Shish Kebab. And then it occurred to me that this was the answer to John's request to give him steak at least twice a month. A roast costs $3 a pound less than the sirloin steaks and $6 a pound less than T-bone or New York Strip. I'll be saving an average of $4.50 a pound each time I buy a roast and cut into steaks. Today's savings: $9.00
Thursday, June 13, 2013
Wednesday, June 12, 2013
An interesting discussion came up the other day with a couple of other ladies about a current financial guru who has helped many to establish better financial lives. One of the women mentioned that at the time she was growing up, discussing finances was taboo. However, as each of us told our story of how we became frugalites, we discovered that taboo or not, our family pasts deeply affected our present lives and certainly had a marked effect upon our present financial lives. Our stories to each other reminded me of family histories...and they are. It's a financial history of our families we shared, just one facet of the history of who we ourselves are and how we arrived where we are today.
Monday, June 10, 2013
We had the nicest possible weekend. Saturday was a restful Shabat here at home. I'd prepped food on Friday and had only to do minor things for cooking and clearing. I deeply enjoy this day of rest now that I've grown accustomed to it. I find I'm far more productive all the rest of the week when I've taken this day of rest. It's like a booster shot to my week that day of rest.
Saturday, June 8, 2013
It wasn't a hard week over all, not as weeks go. Can't remember just what we did Monday but I do remember we had a Monday this week which is saying something after last week when I forgot we had a Monday and stayed off kilter all week long. I've had computer woes. Pages that won't load, html codes that are askew, a complete and utter failure to recognize well travelled web addresses, slow loads. Sounds viral doesn't it? It did to me, too. I spent a lot of wasted time thumping the screen or complaining out loud. John just looked on without batting an eyelash. He was so cool, calm and unflustered I daresay it made me a little less composed.
Friday, June 7, 2013
Tuesday, June 4, 2013
Fingers crossed here... we're getting an estimate worked up on putting up more stable railings and a roof over our back deck which will officially make it a porch. It occurred to me this evening that means furniture, plants, porch decor.