July's Nothing Extra Spending Plan
June is always a birthday heavy month for us (and this year we've added two more in June, ack!) but we hit one of those little seasons where we also had to pay for repairs and maintenance and we purchased a wedding gift as well as baby gifts and birthday gifts. We nearly emptied every sub account we have.
Well I can't justify a no spend month at the moment. We've still got a couple of birthdays and a planned trip to see grandchildren, and a few needed maintenance items to tend to. It will take months to build up our sub accounts once more. What we can do this month though, is to stop and think and agree to spend Nothing Extra.
Officially this began July 1, but due to a family need I wasn't able to post about it. What I propose is that we simply try hard to stick to our budgets and NOT spend those little extra amounts. For instance, yesterday I started the new month by making out list of things I felt I had to buy this week: garlic, soda, , another loaf of bread, some hand lotion.
Then I walked through my home and looked for substitutes. I found garlic powder in my pantry that I'd forgotten I had. Hotel lotions I'd brought home from previous trips. I have a fizzy lemonade in the fridge that is bitter but mixed it with some pineapple juice from the pantry and I had a pleasant summery sort of fizzy drink. I'll make a loaf of bread tomorrow morning. Usually I'd mix up Challah and make three small loaves, but if I make one larger loaf it will do well for both Shabat and sandwich bread. You see? I've spent nothing extra!
Anyone care to join in?